| Platinum Protector Survivor G is designed for sophisticated buyers of life insurance who understand the transfer taxes (gift and estate taxes) that may be incurred with the purchase of a large life insurance policy. Platinum Protector Survivor G offers a very competitively priced second-to-die universal life product that potentially reduces the buyer’s transfer taxes in certain situations.1
Unlike traditional permanent insurance policies, Platinum Protector Survivor G builds little or no cash values—and, as a result, offers a lower premium for a given level of death benefit. This makes it a great choice for situations where gifting the premium is a consideration and for use in “family” split-dollar arrangements. When your goal is to secure life insurance outside the reach of estate taxes and to provide
guaranteed wealth transfer to your children or grandchildren, Platinum Protector Survivor G may be a great fit for you.
- The guaranteed death benefit can provide a legacy for your heirs, may provide funds for a disabled child, or can be used for a charitable bequest.2
- Provides an economical wealth preservation solution. By providing one death benefit for two lives, lower cost of insurance rates are used.
- The minimum guaranteed premiums may be prepaid with an attractive discount.3
- Issue Ages: 40 - 90
Get more information regarding Platinum Protector Survivor G and other American General life insurance products.  |
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1 Consult with your tax professional to determine the effect of federal estate taxes on your individual situation.
2 Guarantees are subject to the claims-paying ability of the issuing insurance company.
3 Assuming interest rates remain sufficient to sustain policy values.
Policies issued by:
American General Life Insurance Company
A subsidiary company of American International Group, Inc. (AIG)
2727-A Allen Parkway, Houston, TX 77019
Policy Form Number 03335
The underwriting risks, financial obligations and support functions associated with the products issued by American General Life Insurance Company (American General Life) are its responsibility. AIG does not underwrite any insurance policies referenced herein. American General Life is responsible for its own financial condition and contractual obligations. American General Life does not solicit business in the state of New York. Policies and riders not available in all states.
