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Set Goals & Budget

Introduction

Now that you've assessed your current situation, reviewed your spending habits and personal debt, and come up with some ideas on how to reduce income taxes, you can create a plan to help better manage your cash flow and reach your financial goals.

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For more help, call the Financial Planning Center Help line at 1.888.752.6422.

Securities and investment advisory services are offered by VALIC Financial Advisors, Inc., member FINRA, SIPC and an SEC-registered investment advisor.

VALIC represents The Variable Annuity Life Insurance Company and its subsidiaries VALIC Financial Advisors, Inc. and VALIC Retirement Services Company.

VALIC Financial Advisors, Inc., and PERS are separate and unrelated entities.

This information is general in nature and may be subject to change. Neither VALIC nor its financial advisors or other representatives give legal or tax advice. Applicable laws and regulations are complex and subject to change. For legal or tax advice concerning your situation, consult your attorney or professional tax advisor.

www.valic.com

Last Updated: 11/26/2003